Senators have reached a tentative deal on a version of President Obama’s economic stimulus plan, including about $805 billion in spending and tax cuts, that will win enough Republican votes to move forward. source.
Sen. Tom Coburn, R-Okla., has highlighted many provisions he considers to be earmarks, including a $246 million tax break for Hollywood movie producers. It would allow large Hollywood studios the opportunity to choose between an existing tax break or write off 50 percent of the entire production cost for movies and TV shows made in 2009. It was in the bill when Gibbs made his statement but was removed Feb. 3 when Coburn passed an amendment 52-45 to remove it. source.
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To give the proposed economic stimulus plan some perspective, “if you started the day Jesus Christ was born and spent $1 million every day since then, you still wouldn’t have spent $1 trillion.” Mitch McConnell, Sunday, February 1st, 2009. source.
see more wasteful spending Stimulus.
Related Reading:
The Essential Guide to College Saving Plans (More For Less Guides)The Essential Guide to College Saving Plans
It is estimated that the average family has saved only $5000 for their children’s college education. That’s less than half of the average cost of a single year at a public institution, and about one-sixth to one-tenth of what it costs to attend a private university.
This serious shortfall in college savings can mean tremendous financial stress for families when it comes time for their first child to attend college. The impact of such expenses can create financial issues for the whole family and pose a serious threat to their ability to make ends meet. Financial aid can help, as can student loans, but student loans can become the equivalent of a mortgage on a young person's entire future without careful planning.
There are many reasons why families are so unprepared for the expense of college. Much of the problem centers on the fact that parents just don’t know what options there are to save for college. Add to that the fact that it is tough to find any spare cash to save at the best of times, let alone in the current economy, and the college financial gap might become so wide, your child might be at risk of losing out on a great opportunity in life unless you start saving for college now.
This special report offers detailed information on what you need to know about the current college savings plans on offer, how they work, their pros and cons. The authors also discuss ways to save money for college even when your budget is tight, and how the money in certain college savings accounts can actually be applied to help paying back particular kinds of student loans. The report will also discuss how your college savings contributions and the interest they earn can be tax free, and how to budget for college no matter what your child's age.
Most importantly, this report shows you that it is never too late to start saving for college, for your child, or even for yourself.
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TABLE OF CONTENTS
INTRODUCTION
CHAPTER 1: WHAT IS A COLLEGE SAVINGS PLAN?
CHAPTER 2: MYTHS AND FACTS ABOUT COLLEGE SAVINGS PLANS
CHAPTER 3: SAVING CONSIDERATIONS
CHAPTER 4: HOW MANY YEARS DO YOU HAVE TO SAVE?
CHAPTER 5: HOW MUCH MONEY CAN YOU AFFORD TO SAVE?
CHAPTER 6: HOW MUCH RISK SHOULD YOU TAKE?
CHAPTER 7: 529 ACCOUNT CONSIDERATION
CHAPTER 8: GRADUATE SCHOOL
CHAPTER 9: ALTERNATIVES TO COLLEGE SAVINGS PLANS
CONCLUSION
RESOURCES
APPENDIX 1: SALES ON BACK TO SCHOOL SUPPLIES
APPENDIX 2: SAMPLE COLLEGE BUDGET WORKSHEET
FREE BOOK AND NEWSLETTER OFFER
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WORD COUNT=10,100
PAGE COUNT=51 8.5 X 11" PAGES
ABOUT THE AUTHORS
Evelyn Trimborn is a freelance journalist and editor. You can read more of her financial pearls of wisdom at InsiderSecretsCorp.com.
Jim Franklin is a consultant and also a frequent contributor to the InsiderSecretsCorp.com site.
Finding a Job Fast Using a 30 / 60 / 90 Day PlanTestimonials“I have been out of work for over a year…I have interviewed several times and I was fully qualified, but there were 30 other people as fully qualified, and I was missing something every time and never got the job. I went to an interview last week and took your 30-60-90 day plan…and it worked!!!!! He was so impressed with my plan that he not only hired me, he hired me as a general manager for all his stores, A 6 figure job. Much more than I was interviewing for.” – Pete Carr
The path to a job offer
Finding a Job Fast, Using a 30/60/90-Day Plan brings readers a dynamic new way to take control of their job search and prove to hiring managers that they have what it takes to join their team. Whether you have years of experience in your field or none at all, the 30/60/90 plan will get the job offer you have been waiting for.
In addition, the process of researching and preparing your one to three-page 30/60/90 plan will actually make you a better, more confident candidate that will be able to tackle any questions a hiring manager can throw your way.
Building your plan step-by-step
This comprehensive book gives you the training to create a strategic plan for success in your first 3 months on the job. You’ll learn:
• What a 30/60/90-Day Plan is and why it’s so impressive to hiring managers
• What benefit it brings to you as a candidate in the interview
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• The Top 10 Tips for your 30/60/90-Day Plan
The language is clear and concise and a must-read for anyone ready to get out of the job market and into a fulfilling job that takes their career to the next level.
Advice from an expert
Peggy McKee, nationally recognized career coach and CEO of Career Confidential, discovered that the 30/60/90 plan was the golden ticket to acing an interview during her own job searches—walking away from her last one with 5 offers. As a recruiter and career coach for 15 years, she has insisted that all her candidates create 30/60/90-day plans, too.
http://careerconfidential.com/
http://30-60-90-day-sales-plan.com/getthe306090dayactionplan.htm
http://careerconfidential.com/about-us/
https://www.facebook.com/CareerConfidential
“The 30-60-90 Day Action Plan outline was easy to use and really got my thinking into full gear. It also showed me ways to highlight what I'll bring to the role.
As a side result, my confidence is unshakable because I have control of the situation and not just waiting to react to a question.”- Gwen
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It's Not a Plan Until the Numbers Add Up: StartupModels.com - A Guide to Building Financial Models For Business Using finmodel4.xlsIt's not a plan until the numbers add up. More than the title of this book, it is a truth of business creation. This book along with the free companion Excel model, finmodel4.xls, available at www.startupmodels.com allows you to quickly and easily create a financial model for your startup business or business expansion. You would not invest in a mutual fund with a negative return. You want to know that your investment will benefit you in the end. Your business partners, financiers, spouses, and others need to understand the return on their investment (in time or money) in your business. Often putting together the financial portion of the business plan is the hardest part of the process. More than anything else, putting together a financial model for your business startup forces you to define your assumptions.
The Microsoft® Excel model finmodel4.xls (referred to throughout this guide as finmodel) was created for people planning a business startup. It is a straight-forward, easy-to-use model intended for setting up many types of startup businesses. This guide provides an explanation of the features of this model. The guide also provides basic advice for those who have not put together a financial model for a business.
This guide will:
Explain how to use the model to complete a financial plan for your startup.
Help you understand many of the decisions you need to make in creating a plan.
Clearly identify all of the financial assumptions you make in your plan.
Here is what some of the readers have said:
“Mike has put together a unique and helpful tool for a bootstrapping entrepreneur, but don’t overlook the usefulness that an established business person can also achieve using StartupModels. The book in conjunction with the spreadsheet works very well for quickly checking the financial viability of a potential acquisition and can also be used for initial budgeting purposes. A sure hit!” – Wayne Hansen, President CI3
“StartupModels is the first comprehensive spreadsheet that I have enjoyed studying, filling with assumptions, modeling cash flow behavior and subsequently reevaluating my assumptions. It has provided me with a rich set of formula in modeling a few business plans recently, most notably the ones for MyDiabetesHome and Pikuzone. I only wish I had been able to utilize this kind of a plan in my previous business to model a software licensing, support, maintenance, hosting, services and employee variables and other economic factors behind pricing and internal costs. I’ve incorporated this financial plan within the context of several business plans and referred to the accompanying book a few times, primarily for explanations and clarification. The model itself is easy to learn but greatly enhance with rock solid assistance in the eBook for those just starting out with a modeling exercise.” – Tej Dhawan – Founder Picuzone
“We evaluate a number of business opportunities every year and until Mike came along with finmodel4, each time it was a major struggle to get our hands and heads around the opportunities’ viability. Having this model as a guide has removed the fear and trepidation from the evaluation and planning process. We no longer feel like we’re just guessing and wondering what we missed. With everything right here in one place, we can test our assumptions and compare outputs with ease and confidence. Thanks, Mike!” – Kate Washut, Founder, Far Reach Technologies
“I have worked with Mike Colwell as a mentor/adviser for over four years. I have my hands in several businesses which each have unique needs and revenue models. Mike’s ability to shift gears and provide relevant insight on each one always amazes me. At the end of the day, Mike understands business. His experience has allowed him to develop the models & formulas which, to me, are baseline for his insight. Working with and adopting his models should be a key part of building your own vision for growth.” Brian Hemesath, Founder – Catchwind
How to Raise Your Credit Scores 25 to 100 Points in 48 Hours, Guaranteed! (Debt Free Forever: Payoff All Your Credit Cards Without Increasing Your Income Or Getting A Second Job)Amazon Best Seller: How To Raise Your Credit Scores 25-100 Points In 48 HoursLearn why this book is No 1 on Amazon in Personal Finance & Money Management
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Eram's book clarified how the scores are really calculated and highlighted some things I had done that probably hurt my scores ... like recently cancelling some credit cards. Using her tips and clear instructions, I am now better able to proactively manage my credit score to improve it. For anyone, even those with good credit, this book is a great source of accurate information on a topic that everyone should learn to master." ~ Marcus Elliot, President AEC Cost Recovery LLC.
How To Raise Your Credit Scores 25-100 Points in 48 hours, Guaranteed!
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***Debt Free Forever, How To Payoff Credit Card Debt Without Getting A Second Job Or Increasing Your Income***
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